How to Choose an Electrical Panel for an Apartment or House

An assembled panel with breakers and contactors — photo from a job

The electrical panel is where all of a home's wiring comes together and gets protected by breakers. When a panel is picked by eye, or the cheapest option with the fewest module slots is bought, it's almost guaranteed that within a couple of years there won't be room for a new breaker — and any new circuit, whether for an air conditioner, underfloor heating, or a stove outlet, ends up forcing a full panel replacement.

Here's what a panel is made of, how to work out how many modules you actually need, and what to pay attention to when choosing one — whether you're fitting a panel in an apartment, a house, or moving it to a new spot.

What's inside an electrical panel

A standard panel for an apartment or house typically includes:

  • a main breaker — the overall switch for the whole panel;
  • RCDs or RCBOs — protection against current leakage, usually per group or for the whole panel;
  • circuit breakers for each group — separate lines for outlets, lighting, the kitchen, the bathroom, and high-power appliances;
  • busbars — to distribute phase, neutral, and earth between the breakers;
  • space for the meter — if the meter sits in this same panel rather than on the landing.

The more independent groups a home has, the easier it is to isolate a fault later: if the kitchen loses power, you won't need to cut electricity to the whole apartment just to figure out why.

Flush-mounted or surface-mounted panel

A flush-mounted panel sits in a recess cut into the wall and barely projects from the surface — a neat option for an apartment, especially when the panel is being replaced during a renovation and there's room to prepare the recess. The downside is that expanding it later is harder if you run out of modules: you'd need to widen the recess or add a separate box.

A surface-mounted panel is fixed directly to the wall. It sticks out a few centimeters, but it's easier to install without chasing the wall, and it's usually simpler to add modules to later. Surface-mounted panels are common in private houses, garages, and utility rooms — places where appearance matters less than in a living room.

How many modules you need — counting the groups

The number of modules a panel needs is driven by the number of circuit groups, not directly by the floor area. Circuits are typically split out for: lighting (per room or combined), outlets in living rooms, kitchen outlets, a dedicated line for an electric stove or oven, a dedicated bathroom line (with an RCD), a line for the washing machine, and, where relevant, air conditioning and underfloor heating.

Rough module counts by home type:

Home typeApprox. number of groupsRecommended panel modules
Studio / 1-bedroom apartment4-612-18
2-3 bedroom apartment6-1018-24
Private house (excluding heating)10-1624-36

Exact figures depend on the layout and the set of appliances involved — treat this as a starting point for a conversation with an electrician, not a fixed formula.

Leaving room for future modules

If a panel is filled to match only today's needs, any future change — buying an air conditioner, adding underfloor heating in the bathroom, moving an outlet for new equipment — will mean either mounting a small separate box next to it or replacing the panel entirely. A reasonable margin is 15-25% of spare modules beyond current needs, especially if the renovation is meant to last for years and you'd rather not redo the panel a year or two later.

Enclosure material and protection rating

A plastic enclosure is the standard choice for an apartment: it's lighter, cheaper, and perfectly adequate in a dry room. Metal enclosures are more common in private houses, at the incoming supply point, or anywhere extra mechanical strength matters.

For damp rooms (bathroom, utility room), a garage, or outdoor installation, the IP protection rating matters — the higher the numbers after IP, the better the panel is sealed against dust and moisture. A panel meant for a dry apartment shouldn't end up in a garage or outdoors — that's a safety issue more than a cosmetic one.

Common mistakes when choosing a panel

The most common mistakes: buying a panel with exactly the number of modules needed today and no spare capacity; lumping unrelated loads into one group — say, the kitchen and bathroom on the same breaker; installing a panel with no wiring diagram, so that six months later nobody remembers which breaker controls what; and skimping on RCDs in rooms with higher humidity.

Panel layout and specification is one of those things worth working out properly with an electrician once, rather than redoing later.

Frequently asked questions

Can I buy a panel with fewer modules and add a block later?

Technically you can mount an extra box alongside it, but that's not always a tidy solution and doesn't fit every recess. It's usually simpler and more reliable to choose a panel with 15-25% spare modules from the start than to install a second box next to the first one later.

Does the electricity meter need its own dedicated breaker?

Yes, the meter is normally protected by a separate breaker ahead of or right behind the main panel — the exact arrangement depends on the utility provider's requirements and where the meter is physically located.

Where's the best place for a panel in an apartment?

Most often the panel goes in the entryway or hallway — near the front door, in an accessible spot that isn't blocked by furniture, so a specific group or the whole panel can be switched off quickly if needed.

Need an electrician?

Call or message us on WhatsApp — we'll discuss the job and advise on next steps.

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